and they are use together to get access, that really tricking auts will taxpayers and doesn't justify giving 2.3 or 5.3 or 8.3 trill none to cit. we have to stop the hemorrhaging of red ink and stop the deal making in washington because otherwise our economy will continue to falloff a cliff. the only mitigating factor is the jobs come from small business. cit deals with small business. that may not mean we will lose jobs, but it might in some cases or no? >> there two separate issues and the first is like locking for the silver ling. this is a non-story. we are not tear together out and the system is crashing. that really shows the return to normalcy there other players in the market. that is a separate question. if they are the primary player in the small business market and won't be allowed to fail because of that, we have a competion problem. that will need to be addressed for later. this is the non-news. part of the assessment is the crucial or strategic they play for a small enterprise. they play in the market and could drill a hole relatively quickly. >> could you weigh in on that, who will make the decision. someone in washington is making the decision too. >> i wish i could offer you more and it's interesting that they deliver the program. treasury administers the t.a.r.p. under which they borrow borrowed. is there a division between the way treasury sees the world and fdic and sheila does and the willingness to bail out? i can't give you an answer. >> we will talk to each other and overall especially in the leadership between fdic and treasury, there is a discussion happening on the proper role of the government going forward. that means for geithner and sheila baird. there may be disagreement in that discussion. >> otherwise why should ge capital get the money and not cit? >> because they had better lobbyists. >> clearly this is a size argument and that ultimately is a point where dan and i agree. in the future we need to take a hard look at the consolidation and the market segments that will drive this need to bail out the ones who are too big to fail. this is i think a good discussion and a good regulatory discussion to have happen. >> do you think it's fair to say and i'm sure there is other players, but ge is one of the biggest and it's fair to say that ge got access because they were politically powerful and connected or is that not? >> i don't think there is any question. absolutely. when you look at the companies, the financial situation is similar. i think it's important. >> i want to make a distinction. you have the parent ge. the small business is responsible for half of the gdp and so far president obama has given small businesses less than a half% of the 2 fnt pif in scholars and bailout funs. cit was one of the most effective to get loans. president obama is bragging about that. >> if we want a healthy sector, we don't want them dependent on the federal government. we should be reducing regulations and shrinking the size of government. >> we move to a broader topic. >> dan, christian, lloyd, david. thanks to all of you and we appreciate you taking the time. we will take a break, but when we come back, we will talk a